Financial Markets

For the last couple of years with the onset of 40+ life (aka grumpy old man according to this kids!) I’ve been tracking the financial markets and in particular the UK housing market as a general financial indicator.

There are lots of websites out there but the two I read regularly are and

In relation to UK house prices the following chart keeps appearing:


Despite studying Math at degree level and thinking that I understand Fast Fourier transforms and associated Complex numbers I still have a problem understanding what the chart above shows!

Does it mean (accoring to the Nationwide) that in February 2009 the average UK house price was down 17% but as of Sepember 2009 there has been a recovery and the average price is now the same as the start of 2009 – I don’t think so. Anyway, if that was the case the figure in January would always be 0%.

Surely a simple chart showing the average UK house price on a per month basis would be easier to understand?

Regardless, as somebody looking to purchase property in the near future I still prefer to use this chart from



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